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Help Your Loan Approval Loan Application checklist: What your lending institution may expect when making your loan application · Executed sales contract on property being purchased · Plot survey · If you have been a full time student for the past two years, provide a copy of your school transcripts or diploma. · If you are self employed, commissioned or using rental income to qualify, provide complete and signed personal and business tax returns for the past two years. · Year-to-date signed profit and loss , if self employed · Copy of rental or lease agreements on all rental properties owned. · Three most recent pay stubs from employer with year-to-date for each borrower · Copy of the last three statements on all asset accounts, banks, stocks, etc. · Copy of loan payment coupons · Copy of last charge account statements with balances, names, addresses and account numbers · Copy of divorce or separation agreement in full when declaring income or debt from such agreement · Names, addresses and account numbers for any mortgage company or landlord for previous two years · Names and phone numbers of both listing and selling agents · Copy of listing and/or contract on any properties currently for sale Purchasers applying for a VA loan also should provide the following information: Finally, bring a checkbook to pay for your credit report and appraisal fees, which are usually collected at application. Welcome to your new home! |
